Compliance

The Cyprus Tax Calendar 2026: Key Deadlines for Companies and Individuals

Every key Cyprus tax deadline for 2026 in one place: the TD1 personal return, provisional tax, VAT, payroll, the TD4 corporate return and the HE32.

PT
Philippou Tax & Advisory TeamAccounting & Tax Specialists
12 min readUpdated 15 June 2026

Quick answer

In 2026 the personal income tax return (TD1) is due 31 July with payment; provisional tax is paid in two instalments on 31 July and 31 December; VAT by the 10th of the second month after each quarter; PAYE, Social Insurance and GHS monthly; and the corporate return (TD4) by 31 January of the second year.

Key takeaways

  • The personal income tax return (TD1) is filed electronically by 31 July, with payment of the tax due.
  • Provisional tax is paid in two instalments — 31 July and 31 December — by both companies and the self-employed.
  • From tax year 2026, the corporate return (TD4) and final payment are permanently due 31 January of the second year after the tax year.
  • VAT returns are quarterly, due by the 10th of the second month after each period; PAYE, Social Insurance and GHS are remitted monthly.
  • Underdeclaring provisional income below 75% of the final figure triggers a 10% surcharge on the shortfall.
  • Transitional: the 2023 returns were extended to 31 March 2026 and the 2024 returns to 30 November 2026.

Staying compliant in Cyprus is largely a matter of hitting a handful of recurring deadlines — and the cost of missing them is penalties that start at €50 and interest that compounds over time. For 2026 the calendar matters more than usual, because the tax reform changed when companies and the self-employed file and pay: from tax year 2026 onward, both the corporate return and the final payment fall permanently on 31 January of the second year following the tax year. On top of that, two transitional extensions still govern the 2023 and 2024 returns being filed during 2026.

This guide pulls every key obligation into one place — the personal return, provisional tax, VAT, payroll and the corporate filings — with the dates that apply for 2026 and the logic behind them. Because the Tax Department confirms certain dates annually and occasionally grants extensions, treat this as the planning framework and confirm current-year specifics before each deadline; our tax compliance team tracks them for clients automatically, and our printable 2026 tax deadlines resource summarises the same dates on one page.

The 2026 deadlines at a glance

The single most useful thing you can do is map the year. The table below groups every obligation by type — income tax, provisional tax, VAT, payroll and Social Insurance, and corporate filings — so you can see the whole 2026 calendar in one view. The detail and the logic behind each line follow in the sections below.

GroupObligation2026 deadline
Income taxPersonal income tax return (TD1), with payment31 July (electronic)
Corporate income tax return (TD4) + final/balancing tax31 January of the second year after the tax year
Provisional taxFirst instalment (companies & self-employed)31 July
Second instalment (and final revision of the estimate)31 December
VATVAT return & payment (quarterly)10th day of the second month after the VAT period ends
Payroll & Social InsurancePAYE (income tax withheld)End of the month following the payroll month
Social Insurance & GHS contributionsEnd of the month following the payroll month
Corporate filingsAnnual Return (HE32) with the Registrar of Companies + prior-year financial statementsFiled annually with the Registrar
The 2026 Cyprus tax calendar grouped by obligation. VAT quarters typically end in March, June, September and December, so payment falls due around 10 May, 10 August, 10 November and 10 February.

The personal income tax return (TD1)

The personal income tax return is due, with payment of any tax owed, by 31 July and is filed electronically. The TD1 is the individual return: employees, pensioners and the self-employed who are not required to prepare audited or reviewed accounts settle their position here. Because most employees' tax is already collected through PAYE during the year, the TD1 is usually a reconciliation rather than a large payment — but it must still be filed on time, and any balance is payable on the same 31 July date. The figures that feed it are explained in our personal income tax guide.

A common point of confusion is the boundary between the TD1 and the corporate-style TD4. The dividing line is not whether you are a company, but whether you are required to prepare audited or reviewed accounts. A self-employed individual whose turnover crosses that threshold prepares accounts and files under the TD4 timetable; a self-employed individual below it files the TD1 by 31 July like any employee. If you are unsure which side of the line you fall on, the assurance question is set out in our audit-or-review guide — getting it wrong means diarising the wrong deadline for the whole year.

Provisional (temporary) tax

Provisional tax is paid in two instalments, on 31 July and 31 December of the tax year itself, by both companies and the self-employed. It is an advance payment on the current year's estimated taxable income — separate from, and earlier than, the final balancing payment that follows when the annual return is filed. You estimate the year's profit, divide the expected tax in two, and pay it in those two tranches.

The 75% rule

If your declared provisional income turns out to be less than 75% of your final taxable income, a 10% surcharge is added to the shortfall in tax. You can revise the estimate upward — and increase the second instalment — up to 31 December, so review your numbers in the autumn rather than guessing in July. The mechanics, including how to revise and what counts toward the 75%, are set out in our provisional tax guide.

In practice the two provisional dates create a useful natural checkpoint. By the time the second instalment falls due on 31 December, you usually have ten or eleven months of actual results, so the December revision can be grounded in real figures rather than a January forecast. Businesses that treat the December instalment as a genuine re-estimate — rather than simply repeating the July number — are the ones that stay clear of the 10% surcharge. It is also worth remembering that provisional tax is an advance against the same liability later confirmed on the annual return: paying it does not remove the obligation to file, and any difference between the provisional payments and the final figure is settled as the balancing payment.

VAT returns and payment

VAT returns are filed quarterly, and both the submission and the payment are due by the 10th day of the second month following the end of the VAT period. For standard calendar quarters ending in March, June, September and December, that places the deadlines at roughly 10 May, 10 August, 10 November and 10 February. Returns are submitted through the Tax For All portal. Registration thresholds, the reverse charge and how the quarters are assigned are covered in our VAT registration guide.

Payroll, Social Insurance and GHS

Payroll is the most frequent obligation. Each month's withheld income tax under PAYE, together with Social Insurance and GHS contributions, is reported and paid by the end of the month following the payroll month — January's payroll is therefore settled by the end of February, and so on through the year. There is no quarterly bunching here: the rhythm is strictly monthly. The contribution rates, the GHS cap and the employer/employee split are explained in our guide to Cyprus payroll, Social Insurance and GHS.

The monthly cadence is unforgiving precisely because it repeats twelve times a year: a single missed remittance is easy to make, and the surcharges attach immediately. For employers, the practical discipline is to run payroll, calculate the PAYE and contributions, and schedule the payment in the same cycle, rather than leaving the remittance to drift toward the month-end deadline. New employers should also factor in registration lead time — an entity cannot remit contributions until it is set up as an employer with the relevant authorities, and that onboarding does not happen overnight.

The corporate return (TD4) — what changed for 2026

This is the most significant calendar change in the reform. From tax year 2026, the corporate income tax return (TD4) and the final/balancing tax payment are permanently due on 31 January of the second year after the tax year. In concrete terms, the 2026 return is due by 31 January 2028. Self-employed individuals who are required to prepare audited or reviewed accounts follow the same TD4 deadline — they do not use the 31 July personal-return date.

The headline simplification is that filing and final payment now share a single date. Under the old framework the return was filed by 31 March of the second year and the final tax fell due separately on 1 August of the following year; collapsing both into one 31 January deadline removes that split but brings the payment forward in cash-flow terms. Because the new date is fixed and permanent rather than confirmed year by year, you can build it into a multi-year plan: every tax year's corporate obligation lands on 31 January two years later, with no annual guesswork about whether an extension will be granted.

FilerReturn2026 deadline
CompaniesCorporate income tax return (TD4) + final tax31 January of the second year after the tax year (2026 → 31 Jan 2028)
Self-employed with audited/reviewed accountsTD4 + final tax31 January of the second year after the tax year
Individuals (employees, pensioners, other self-employed)Personal return (TD1)31 July, with payment
From tax year 2026 the corporate and audited-self-employed deadline is fixed at 31 January of the second year; individuals filing the TD1 keep the 31 July date.
Transitional: the 2023 and 2024 returns

The change does not apply retrospectively. Two extensions still govern the returns being filed during 2026: the tax-year-2023 returns were extended to 31 March 2026, and the tax-year-2024 returns to 30 November 2026. If you have outstanding 2023 or 2024 returns, those are your live dates — diarise them separately from the new permanent 31 January rule.

Company filings with the Registrar

Separate from the Tax Department, every Cyprus company files an Annual Return (form HE32) with the Registrar of Companies, accompanied by the prior year's financial statements. This is a corporate-law obligation distinct from the tax return, with its own timing and penalties, and it is filed annually. The full process — the made-up date, the accounts that must accompany it and the consequences of falling behind — is covered in our guide to Cyprus company annual obligations.

The 1 July 2026 electronic-rent rule

One change in 2026 is easy to overlook because it is about how you pay rather than when you file. From 1 July 2026, rent must be paid electronically for the payment to be tax-deductible — cash rent is no longer deductible. Landlords and tenant-businesses should move rent onto bank transfers before that date so that deductions and the related reporting hold up. The interaction with rental taxation is set out in our rental income guide.

Penalties, interest and record-keeping

Cyprus enforces its deadlines. Late-filing penalties start at €50 and can rise to 5% of the tax due, and overdue tax additionally accrues public-rate interest set annually by the Minister of Finance. Late VAT, PAYE and Social Insurance each carry their own charges that grow the longer they remain unpaid. The 2026 reform also strengthened collection and enforcement, and accounting records must be kept up to date and retained for six years.

Good to know

Register early for the Tax For All (TFA) portal and keep credentials current — access problems are not accepted as an excuse for late filing. For a new entity, onboarding to TFA, VAT and the payroll systems can take longer than the time left before the first deadline, so build that lead time into your launch plan.

Staying ahead of the calendar

The 2026 dates reward businesses that plan rather than react: file the personal return by 31 July, review the provisional estimate before 31 December to avoid the 10% surcharge, keep VAT and payroll current month by month, and diarise the new permanent 31 January corporate deadline alongside the transitional 31 March 2026 and 30 November 2026 dates for the 2023 and 2024 returns. Done consistently, compliance becomes routine; left to the last week, it becomes a scramble with penalties attached.

We keep a live compliance calendar for every client — the TD1, provisional tax, VAT, payroll, the TD4 and the HE32 — and file each one on time through TFA and the Registrar so nothing slips. Get in touch to hand the deadlines to us, and never miss one again.

Key terms

Provisional (temporary) tax
An advance payment on the current year's estimated taxable income, paid in two instalments on 31 July and 31 December by companies and the self-employed; underdeclaring below 75% of the final figure adds a 10% surcharge on the shortfall.
TD1 (personal income tax return)
The individual annual income tax return, filed electronically by 31 July with payment of any tax due. Used by employees, pensioners and self-employed individuals not required to prepare audited or reviewed accounts.
TD4 (corporate income tax return)
The company income tax return. From tax year 2026 it is filed, together with the final/balancing tax, by 31 January of the second year after the tax year (the 2026 return is due 31 January 2028).
PAYE
Pay As You Earn — income tax withheld from employees' salaries by the employer and remitted to the Tax Department by the end of the month following the payroll month.
VAT period
The quarterly accounting period for VAT. The return and payment are due by the 10th day of the second month after the period ends — broadly 10 May, August, November and February for calendar quarters.
Annual Return (HE32)
A corporate-law filing made annually with the Registrar of Companies, accompanied by the prior year's financial statements. It is separate from the tax return and has its own penalties.
Tax For All (TFA)
The Cyprus Tax Department's online portal through which returns and payments — including VAT and the income tax returns — are submitted.

Frequently asked questions

The personal income tax return (TD1) is due by 31 July and is filed electronically, with payment of any tax owed on the same date. It applies to employees, pensioners and self-employed individuals who are not required to prepare audited or reviewed accounts.

Provisional (temporary) tax is paid in two instalments, on 31 July and 31 December of the tax year, by both companies and the self-employed. You can revise the estimate up to 31 December; if declared income is below 75% of the final figure, a 10% surcharge applies to the shortfall.

From tax year 2026, the corporate income tax return (TD4) and the final tax payment are permanently due by 31 January of the second year after the tax year — so the 2026 return is due by 31 January 2028. Self-employed individuals with audited or reviewed accounts follow the same TD4 deadline.

The change is not retrospective. The tax-year-2023 returns were extended to 31 March 2026, and the tax-year-2024 returns to 30 November 2026. If you have outstanding 2023 or 2024 returns, those transitional dates apply rather than the new permanent 31 January rule.

VAT returns are filed quarterly and are due, with payment, by the 10th day of the second month following the end of the VAT period — broadly 10 May, 10 August, 10 November and 10 February for standard calendar quarters. They are submitted through the Tax For All portal.

Monthly. Income tax withheld under PAYE, together with Social Insurance and GHS contributions, is paid by the end of the month following the payroll month — so January's payroll is settled by the end of February, and so on throughout the year.

The HE32 is a corporate-law filing made annually with the Registrar of Companies, accompanied by the prior year's financial statements. It is separate from the tax return, has its own timing and penalties, and is required of every Cyprus company regardless of activity.

Late-filing penalties start at €50 and can rise to 5% of the tax due, and overdue tax additionally accrues public-rate interest set annually by the Minister of Finance. Late VAT, PAYE and Social Insurance each carry their own charges that increase the longer the amounts remain unpaid.

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PT

Philippou Tax & Advisory Team

Accounting & Tax Specialists

Our articles are written and reviewed by the Philippou Accounting tax and advisory team — qualified accountants and tax advisers who handle Cyprus corporate and personal tax, VAT, payroll and audit coordination every day. Every figure is checked against the current Cyprus tax framework and the 2026 reform.

This article is general information based on the Cyprus tax framework for 2026 and is not a substitute for tailored professional advice. Speak to us about your specific circumstances.

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